Equity Financing
BUSINESS EQUITY FINANCING LOAN | BUSINESS LOANS Equity Financing Quick Overview The owner shares equity in lieu of regular monthly payments. Investors receive a percentage of ownership for investment. Investor return is realized with an IPO or other similar event. Look for Angel Investors or Venture Capital firms. If you’re starting a business, and are […]
Business Insurance
COMPLETE GUIDE TO BUSINESS INSURANCE | KERFUNDING.COM Business Insurance Quick Overview Do I Need Insurance for My New Small Business? Types of Business Insurance. Main Insurance Types You Should Consider. Do I Need Insurance for My New Small Business? If you’re a small business owner, it’s a vital part of your operations to include the necessary […]
Business Credit
COMPLETE GUIDE TO BUSINESS CREDIT SCORE | KERFUNDING.COM Business Credit Quick Overview The score reflects how risky your business is for lenders. Business credit scores are based on payment history, public records, credit utilization ratio, and more. Determines the size of your credit line, loan amount, and interest. The score reflects how risky your business […]
Personal Credit
FEATURED : LOAN PROCESS Personal Credit Quick Overview Interest accrues as credit is assessed Small business owners need a good personal credit score The FICO score is the formula for evaluating credit data With focused effort, you can improve your credit score For a small business owner, the need to maintain a good personal credit […]
Non-Profit Lenders
NON-PROFIT LENDERS FOR SMALL BUSINESSES | BUSINESS LOANS Non-Profit Lenders Quick Overview Traditional for-profit lenders aren’t the only sources of capital for small businesses. There are a variety of non-profit lenders offer financing and other services to business owners. These lenders typically focus on small businesses in their community that have the potential to provide […]
Equipment Financing
COMPLETE GUIDE ON EQUIPMENT FINANCING & LOAN | BUSINESS LOANS Equipment Financing Quick Overview Repaid in regular monthly payments over time Secured by equipment financed with 10%-20% down payment Interest rates vary from 8%-25% Available from traditional and online lenders Be it desks for an expanding office, ovens for a growing restaurant, or the latest […]
Financing Options for Startups
BUSINESS FINANCING OPTIONS FOR STARTUPS | KERFUNDING.COM BUSINESS FINANCING OPTIONS FOR STARTUPS | KERFUNDING.COM Quick Overview Startups of all sizes have difficulty securing funding Non-traditional options are most popular for startups SBA loans and some traditional financing possible Home equity and 401K loans are also an option One of the largest challenges a startup faces […]
Business Credit Cards
SMALL BUSINESS CREDIT CARDS | KERFUNDING.COM Business Credit Cards Quick Overview Credit balance is paid in regular monthly payments Secured with good credit history Interest rates vary from 10% to 24% APR Available online and from banks or credit unions When business owners need cash, there are a host of options available to help them […]